<div style='max-height:0px;opacity:0;overflow:hidden;visibility:hidden'>

<p class=MsoNormal style='mso-line-height-alt:.75pt'><span style='font-size:
1.0pt;color:white;display:none;mso-hide:all'>ZjQcmQRYFpfptBannerEnd<o:p></o:p></span></p>

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<div style='max-height:0px;opacity:0;overflow:hidden;visibility:hidden'
id=Preheader>

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<p class=MsoNormal style='mso-line-height-alt:.75pt;mso-hyphenate:none'><span
style='font-size:1.0pt;font-family:"Arial",sans-serif;color:white;display:none;
mso-hide:all'>La date limite de contribution pour les 60 premiers jours est le
3 mars 2025. <o:p></o:p></span></p>

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<p class=MsoNormal style='mso-hyphenate:none'><span style='font-size:12.0pt;
font-family:"Arial",sans-serif;display:none;mso-hide:all'>&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;
<o:p></o:p></span></p>

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font-family:"Arial",sans-serif;display:none;mso-hide:all'>&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;
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font-family:"Arial",sans-serif;display:none;mso-hide:all'>&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;
<o:p></o:p></span></p>

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font-family:"Arial",sans-serif;display:none;mso-hide:all'>&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;
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font-family:"Arial",sans-serif;display:none;mso-hide:all'>&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;
<o:p></o:p></span></p>

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<o:p></o:p></span></p>

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font-family:"Arial",sans-serif;display:none;mso-hide:all'>&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;
<o:p></o:p></span></p>

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font-family:"Arial",sans-serif;display:none;mso-hide:all'>&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;
<o:p></o:p></span></p>

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<p class=MsoNormal style='mso-hyphenate:none'><span style='font-size:12.0pt;
font-family:"Arial",sans-serif;display:none;mso-hide:all'>&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;
<o:p></o:p></span></p>

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<p class=MsoNormal style='mso-hyphenate:none'><span style='font-size:12.0pt;
font-family:"Arial",sans-serif;display:none;mso-hide:all'>&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;
<o:p></o:p></span></p>

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<p class=MsoNormal style='mso-hyphenate:none'><span style='font-size:12.0pt;
font-family:"Arial",sans-serif;display:none;mso-hide:all'>&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;
<o:p></o:p></span></p>

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font-family:"Arial",sans-serif;display:none;mso-hide:all'>&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;
<o:p></o:p></span></p>

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<p class=MsoNormal style='mso-hyphenate:none'><span style='font-size:12.0pt;
font-family:"Arial",sans-serif;display:none;mso-hide:all'>&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;
<o:p></o:p></span></p>

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<p class=MsoNormal style='mso-hyphenate:none'><span style='font-size:12.0pt;
font-family:"Arial",sans-serif;display:none;mso-hide:all'>&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;
<o:p></o:p></span></p>

</div>

<table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%"
 style='width:100.0%;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt:
 0in 0in 0in 0in' role=presentation>
 <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'
  id=anchorModule>
  <td style='background:#EFEFEF;padding:0in 0in 0in 0in'>
  <div align=center>
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=600
   style='width:6.25in;border-collapse:collapse;mso-yfti-tbllook:1184;
   mso-padding-alt:0in 0in 0in 0in;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: 100%;
   border-spacing: 0' id=container role=presentation>
   <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes'>
    <td colspan=2 style='background:#004070;padding:0in 0in 0in 0in'>
    <p class=MsoNormal style='mso-hyphenate:none'><span style='font-size:12.0pt;
    font-family:"Arial",sans-serif;color:white;mso-color-alt:windowtext'>&nbsp;</span><span
    style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p></o:p></span></p>
    </td>
   </tr>
   <tr style='mso-yfti-irow:1' id=headerLogo>
    <td style='padding:0in 0in 0in 0in;-webkit-text-size-adjust: 100%;
    -ms-text-size-adjust: 100%;border-spacing: 0;display:table-cell !important'>
    <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0
     width="100%" style='width:100.0%;border-collapse:collapse;mso-yfti-tbllook:
     1184;mso-padding-alt:0in 0in 0in 0in;min-width: 100%'>
     <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes;
      min-width: 100%'>
      <td width="50%" style='width:50.0%;background:white;padding:26.25pt 0in 26.25pt 26.25pt'>
      <div mktolockimgsize=true id=mkto-header-image>
      <p class=MsoNormal style='mso-hyphenate:none'><span style='font-size:
      9.0pt;font-family:"Arial",sans-serif;color:#004071'><img width=138
      id="_x0000_i1025"
      src="https://info.b2bbank.com/rs/931-FHT-899/images/B2B%20Bank%20Dealer%20Services_FR.png"
      style='border-bottom-style:none;border-left-style:none;border-right-style:
      none;border-top-style:none;height:auto;width:138px;display:block'
      class=headerLogo><o:p></o:p></span></p>
      </div>
      </td>
      <td width="50%" style='width:50.0%;background:white;padding:26.25pt 26.25pt 26.25pt 26.25pt;
      -webkit-text-size-adjust: 100%;-ms-text-size-adjust: 100%;border-spacing: 0;
      display:table-cell !important'>
      <div id=readOnline>
      <div>
      <p class=MsoNormal align=right style='text-align:right;mso-hyphenate:
      none'><span style='font-size:9.0pt;font-family:"Arial",sans-serif;
      color:#004071'><a
      href="https://click.b2bbank.com/v/OTMxLUZIVC04OTkAAAGgOVS8Iar_v0oj85Qh8nsskwkKnYJHGm02GkoDSfwTUkqjAxt8WI-1_yrXrFZOks1dv-lmI4g="><span
      style='color:#004071;mso-ansi-font-weight:normal;mso-bidi-font-weight:
      normal'>Lire en ligne</span></a> <o:p></o:p></span></p>
      </div>
      </div>
      </td>
     </tr>
    </table>
    </td>
    <td style='padding:0in 0in 0in 0in'></td>
   </tr>
   <tr style='mso-yfti-irow:2' id=heroText>
    <td style='background:white;padding:0in 26.25pt 18.75pt 26.25pt;-webkit-text-size-adjust: 100%;
    -ms-text-size-adjust: 100%;border-spacing: 0'>
    <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0
     width="100%" style='width:100.0%;border-collapse:collapse;mso-yfti-tbllook:
     1184;mso-padding-alt:0in 0in 0in 0in;min-width: 100%'>
     <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes;
      -webkit-text-size-adjust: 100%;-ms-text-size-adjust: 100%;border-spacing: 0'>
      <td style='border:none;border-bottom:solid #FDB913 6.0pt;background:#004070;
      padding:26.25pt 26.25pt 26.25pt 26.25pt;min-width: 100%'>
      <p class=MsoNormal style='line-height:90%;mso-hyphenate:none'><b><span
      style='font-size:45.0pt;line-height:90%;font-family:"Arial",sans-serif;
      color:white;letter-spacing:-1.5pt'>Directives relatives au traitement des
      cotisations REER</span></b><b><span style='font-size:49.0pt;line-height:
      90%;font-family:"Arial",sans-serif;color:white;letter-spacing:-1.5pt'> <o:p></o:p></span></b></p>
      </td>
     </tr>
    </table>
    </td>
    <td style='background:white;padding:0in 0in 0in 0in'></td>
   </tr>
   <tr style='mso-yfti-irow:3' id=module11>
    <td style='background:white;padding:26.25pt 26.25pt 26.25pt 26.25pt;
    -webkit-text-size-adjust: 100%;-ms-text-size-adjust: 100%;border-spacing: 0'>
    <div id=module11Content>
    <div>
    <p class=MsoNormal style='line-height:120%;mso-hyphenate:none'><span
    style='font-size:12.0pt;line-height:120%;font-family:"Arial",sans-serif;
    color:#222222'>La date limite de cotisation au REER pour les 60 premiers
    jours de 2025 est le&nbsp;2 mars&nbsp;2026.</span><span style='font-size:
    12.0pt;line-height:120%;font-family:"Arial",sans-serif;color:#004070'><o:p></o:p></span></p>
    </div>
    <div>
    <p class=MsoNormal style='line-height:120%;mso-hyphenate:none'><span
    style='font-size:12.0pt;line-height:120%;font-family:"Arial",sans-serif;
    color:#004070'><o:p>&nbsp;</o:p></span></p>
    </div>
    <div>
    <p class=MsoNormal style='line-height:120%;mso-hyphenate:none'><strong><span
    style='font-size:12.0pt;line-height:120%;color:#222222'>Conseil&nbsp;:</span></strong><span
    style='font-size:12.0pt;line-height:120%;font-family:"Arial",sans-serif;
    color:#222222'> envoyez votre demande avant le 2 mars pour vous assurer que
    les fonds seront traités avant la date limite.</span><span
    style='font-size:12.0pt;line-height:120%;font-family:"Arial",sans-serif;
    color:#004070'> <o:p></o:p></span></p>
    </div>
    <div>
    <p class=MsoNormal style='line-height:120%;mso-hyphenate:none'><span
    style='font-size:12.0pt;line-height:120%;font-family:"Arial",sans-serif;
    color:#222222'><br>
    Vous trouverez ci-dessous les directives pour garantir que vos clients sont
    admissibles à un reçu de cotisation pour les 60 premiers jours.</span><span
    style='font-size:12.0pt;line-height:120%;font-family:"Arial",sans-serif;
    color:#004070'> <o:p></o:p></span></p>
    </div>
    </div>
    </td>
    <td style='background:white;padding:0in 0in 0in 0in'></td>
   </tr>
   <tr style='mso-yfti-irow:4' id=module12>
    <td style='background:white;padding:0in 26.25pt 0in 26.25pt;-webkit-text-size-adjust: 100%;
    -ms-text-size-adjust: 100%;border-spacing: 0'>
    <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0
     width="100%" style='width:100.0%;mso-cellspacing:0in;mso-yfti-tbllook:
     1184;mso-padding-alt:0in 0in 0in 0in;min-width: 100%'>
     <thead>
      <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;-webkit-text-size-adjust: 100%;
       -ms-text-size-adjust: 100%;border-spacing: 0'>
       <td style='background:#004070;padding:11.25pt 11.25pt 11.25pt 11.25pt;
       min-width: 100%'>
       <p class=MsoNormal style='mso-hyphenate:none'><b><span style='font-size:
       12.0pt;font-family:"Arial",sans-serif;color:white'>Type de cotisation<o:p></o:p></span></b></p>
       </td>
       <td style='background:#004070;padding:11.25pt 11.25pt 11.25pt 11.25pt'>
       <p class=MsoNormal style='mso-hyphenate:none'><b><span style='font-size:
       12.0pt;font-family:"Arial",sans-serif;color:white'>Cotisation des
       60&nbsp;premiers jours<o:p></o:p></span></b></p>
       </td>
       <td style='background:#004070;padding:11.25pt 11.25pt 11.25pt 11.25pt'>
       <p class=MsoNormal style='mso-hyphenate:none'><b><span style='font-size:
       12.0pt;font-family:"Arial",sans-serif;color:white'>Remarques<o:p></o:p></span></b></p>
       </td>
      </tr>
     </thead>
     <tr style='mso-yfti-irow:1'>
      <td width="35%" style='width:35.0%;border-top:none;border-left:none;
      border-bottom:solid #004070 1.0pt;border-right:solid #004070 1.0pt;
      mso-border-bottom-alt:solid #004070 .75pt;mso-border-right-alt:solid #004070 .75pt;
      padding:7.5pt 7.5pt 7.5pt 7.5pt'>
      <p class=MsoNormal style='mso-hyphenate:none'><strong><span
      style='font-size:12.0pt;color:#222222'>Chèques personnels</span></strong><span
      style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#004070'><br>
      </span><span style='font-size:12.0pt;font-family:"Arial",sans-serif;
      color:#222222'>Datés du&nbsp;2 mars ou avant</span><span
      style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#004070'><o:p></o:p></span></p>
      </td>
      <td width="5%" style='width:5.0%;border-top:none;border-left:none;
      border-bottom:solid #004070 1.0pt;border-right:solid #004070 1.0pt;
      mso-border-bottom-alt:solid #004070 .75pt;mso-border-right-alt:solid #004070 .75pt;
      padding:7.5pt 7.5pt 7.5pt 7.5pt'>
      <p class=MsoNormal style='mso-hyphenate:none'><span style='font-size:
      12.0pt;font-family:"Arial",sans-serif;color:#222222'>Oui</span><span
      style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#004070'><o:p></o:p></span></p>
      </td>
      <td width="60%" style='width:60.0%;border:none;border-bottom:solid #004070 1.0pt;
      mso-border-bottom-alt:solid #004070 .75pt;padding:7.5pt 7.5pt 7.5pt 7.5pt'>
      <p class=MsoNormal style='mso-hyphenate:none'><span style='font-size:
      12.0pt;font-family:"Arial",sans-serif;color:#222222'>Les chèques doivent
      être reçus par B2BBSC <strong>au plus tard le&nbsp;3 mars</strong>.</span><span
      style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#004070'><o:p></o:p></span></p>
      </td>
     </tr>
     <tr style='mso-yfti-irow:2'>
      <td width="35%" style='width:35.0%;border-top:none;border-left:none;
      border-bottom:solid #004070 1.0pt;border-right:solid #004070 1.0pt;
      mso-border-bottom-alt:solid #004070 .75pt;mso-border-right-alt:solid #004070 .75pt;
      padding:7.5pt 7.5pt 7.5pt 7.5pt'>
      <p class=MsoNormal style='mso-hyphenate:none'><strong><span
      style='font-size:12.0pt;color:#222222'>Chèques personnels</span></strong><span
      style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#004070'><br>
      </span><span style='font-size:12.0pt;font-family:"Arial",sans-serif;
      color:#222222'>Datés du&nbsp;3&nbsp;mars ou après</span><span
      style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#004070'><o:p></o:p></span></p>
      </td>
      <td width="5%" style='width:5.0%;border-top:none;border-left:none;
      border-bottom:solid #004070 1.0pt;border-right:solid #004070 1.0pt;
      mso-border-bottom-alt:solid #004070 .75pt;mso-border-right-alt:solid #004070 .75pt;
      padding:7.5pt 7.5pt 7.5pt 7.5pt'>
      <p class=MsoNormal style='mso-hyphenate:none'><span style='font-size:
      12.0pt;font-family:"Arial",sans-serif;color:#222222'>Non</span><span
      style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#004070'><o:p></o:p></span></p>
      </td>
      <td width="60%" style='width:60.0%;border:none;border-bottom:solid #004070 1.0pt;
      mso-border-bottom-alt:solid #004070 .75pt;padding:7.5pt 7.5pt 7.5pt 7.5pt'>
      <p class=MsoNormal style='mso-hyphenate:none'><span style='font-size:
      12.0pt;font-family:"Arial",sans-serif;color:#222222'>Les clients
      recevront un reçu pour le <strong>reste de l’année 2026</strong>.</span><span
      style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#004070'><o:p></o:p></span></p>
      </td>
     </tr>
     <tr style='mso-yfti-irow:3'>
      <td width="35%" style='width:35.0%;border-top:none;border-left:none;
      border-bottom:solid #004070 1.0pt;border-right:solid #004070 1.0pt;
      mso-border-bottom-alt:solid #004070 .75pt;mso-border-right-alt:solid #004070 .75pt;
      padding:7.5pt 7.5pt 7.5pt 7.5pt'>
      <p class=MsoNormal style='mso-hyphenate:none'><strong><span
      style='font-size:12.0pt;color:#222222'>Chèques émis par les courtiers</span></strong><span
      style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#004070'><br>
      </span><span style='font-size:12.0pt;font-family:"Arial",sans-serif;
      color:#222222'>Datés du&nbsp;2 mars ou avant</span><span
      style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#004070'><o:p></o:p></span></p>
      </td>
      <td width="5%" style='width:5.0%;border-top:none;border-left:none;
      border-bottom:solid #004070 1.0pt;border-right:solid #004070 1.0pt;
      mso-border-bottom-alt:solid #004070 .75pt;mso-border-right-alt:solid #004070 .75pt;
      padding:7.5pt 7.5pt 7.5pt 7.5pt'>
      <p class=MsoNormal style='mso-hyphenate:none'><span style='font-size:
      12.0pt;font-family:"Arial",sans-serif;color:#222222'>Oui</span><span
      style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#004070'><o:p></o:p></span></p>
      </td>
      <td width="60%" style='width:60.0%;border:none;border-bottom:solid #004070 1.0pt;
      mso-border-bottom-alt:solid #004070 .75pt;padding:7.5pt 7.5pt 7.5pt 7.5pt'>
      <p class=MsoNormal style='mso-hyphenate:none'><span style='font-size:
      12.0pt;font-family:"Arial",sans-serif;color:#222222'>Les chèques doivent
      être reçus par B2BBSC <strong>au plus tard le&nbsp;3 mars</strong>.<br>
      <br>
      Nous émettrons des reçus de cotisation des 60 premiers jours, sauf
      indication contraire du courtier.</span><span style='font-size:12.0pt;
      font-family:"Arial",sans-serif;color:#004070'><o:p></o:p></span></p>
      </td>
     </tr>
     <tr style='mso-yfti-irow:4'>
      <td width="35%" style='width:35.0%;border-top:none;border-left:none;
      border-bottom:solid #004070 1.0pt;border-right:solid #004070 1.0pt;
      mso-border-bottom-alt:solid #004070 .75pt;mso-border-right-alt:solid #004070 .75pt;
      padding:7.5pt 7.5pt 7.5pt 7.5pt'>
      <p class=MsoNormal style='mso-hyphenate:none'><strong><span
      style='font-size:12.0pt;color:#222222'>Ordres électroniques</span></strong><span
      style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#004070'><br>
      </span><span style='font-size:12.0pt;font-family:"Arial",sans-serif;
      color:#222222'>Placés du&nbsp;3 mars à 00&nbsp;h&nbsp;01&nbsp;(HE)
      au&nbsp;4 mars à 16&nbsp;h&nbsp;00&nbsp;(HE)</span><span
      style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#004070'><o:p></o:p></span></p>
      </td>
      <td width="5%" style='width:5.0%;border-top:none;border-left:none;
      border-bottom:solid #004070 1.0pt;border-right:solid #004070 1.0pt;
      mso-border-bottom-alt:solid #004070 .75pt;mso-border-right-alt:solid #004070 .75pt;
      padding:7.5pt 7.5pt 7.5pt 7.5pt'>
      <p class=MsoNormal style='mso-hyphenate:none'><span style='font-size:
      12.0pt;font-family:"Arial",sans-serif;color:#222222'>Oui</span><span
      style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#004070'><o:p></o:p></span></p>
      </td>
      <td width="60%" style='width:60.0%;border:none;border-bottom:solid #004070 1.0pt;
      mso-border-bottom-alt:solid #004070 .75pt;padding:7.5pt 7.5pt 7.5pt 7.5pt'>
      <p class=MsoNormal style='mso-hyphenate:none'><span style='font-size:
      12.0pt;font-family:"Arial",sans-serif;color:#222222'>B2BBSC émettra les
      reçus de cotisation des 60&nbsp;premiers jours pour les ordres
      électroniques réglés par le courtier.</span><span style='font-size:12.0pt;
      font-family:"Arial",sans-serif;color:#004070'> <o:p></o:p></span></p>
      <ul type=disc>
       <li class=MsoNormal style='color:#222222;mso-margin-top-alt:auto;
           margin-bottom:7.5pt;mso-list:l1 level1 lfo1;mso-hyphenate:none;
           tab-stops:list .5in'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Les
           ordres électroniques placés&nbsp;<strong>après&nbsp;16&nbsp;h&nbsp;01&nbsp;(HE)
           le&nbsp;4 mars </strong>seront considérés comme des cotisations pour
           le <strong>reste de l’année 2026</strong>.<o:p></o:p></span></li>
      </ul>
      </td>
     </tr>
     <tr style='mso-yfti-irow:5'>
      <td width="35%" style='width:35.0%;border-top:none;border-left:none;
      border-bottom:solid #004070 1.0pt;border-right:solid #004070 1.0pt;
      mso-border-bottom-alt:solid #004070 .75pt;mso-border-right-alt:solid #004070 .75pt;
      padding:7.5pt 7.5pt 7.5pt 7.5pt'>
      <p class=MsoNormal style='mso-hyphenate:none'><strong><span
      style='font-size:12.0pt;color:#222222'>Transferts entrants</span></strong><span
      style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#004070'><br>
      </span><span style='font-size:12.0pt;font-family:"Arial",sans-serif;
      color:#222222'>À partir de comptes non enregistrés</span><span
      style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#004070'><o:p></o:p></span></p>
      </td>
      <td width="5%" style='width:5.0%;border-top:none;border-left:none;
      border-bottom:solid #004070 1.0pt;border-right:solid #004070 1.0pt;
      mso-border-bottom-alt:solid #004070 .75pt;mso-border-right-alt:solid #004070 .75pt;
      padding:7.5pt 7.5pt 7.5pt 7.5pt'>
      <p class=MsoNormal style='mso-hyphenate:none'><span style='font-size:
      12.0pt;font-family:"Arial",sans-serif;color:#222222'>Oui</span><span
      style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#004070'><o:p></o:p></span></p>
      </td>
      <td width="60%" style='width:60.0%;border:none;border-bottom:solid #004070 1.0pt;
      mso-border-bottom-alt:solid #004070 .75pt;padding:7.5pt 7.5pt 7.5pt 7.5pt'>
      <p class=MsoNormal style='mso-hyphenate:none'><span style='font-size:
      12.0pt;font-family:"Arial",sans-serif;color:#222222'>Les demandes de
      transferts entrants doivent être <strong>datées du&nbsp;2 mars ou avant
      et reçues au plus tard le&nbsp;4 mars.</strong></span><span
      style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#004070'> <o:p></o:p></span></p>
      <ul type=disc>
       <li class=MsoNormal style='color:#222222;mso-margin-top-alt:auto;
           margin-bottom:7.5pt;mso-list:l2 level1 lfo2;mso-hyphenate:none;
           tab-stops:list .5in'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Le
           reçu sera émis pour le montant brut du transfert reçu.<o:p></o:p></span></li>
       <li class=MsoNormal style='color:#222222;mso-margin-top-alt:auto;
           margin-bottom:7.5pt;mso-list:l2 level1 lfo2;mso-hyphenate:none;
           tab-stops:list .5in'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Les
           transferts de parts se font au cours de ces parts à la date du
           transfert. Le montant correspondant apparaîtra sur le reçu.<o:p></o:p></span></li>
      </ul>
      </td>
     </tr>
     <tr style='mso-yfti-irow:6'>
      <td width="35%" style='width:35.0%;border-top:none;border-left:none;
      border-bottom:solid #004070 1.0pt;border-right:solid #004070 1.0pt;
      mso-border-bottom-alt:solid #004070 .75pt;mso-border-right-alt:solid #004070 .75pt;
      padding:7.5pt 7.5pt 7.5pt 7.5pt'>
      <p class=MsoNormal style='mso-hyphenate:none'><strong><span
      style='font-size:12.0pt;color:#222222'>Transferts électroniques par le
      courtier</span></strong><span style='font-size:12.0pt;font-family:"Arial",sans-serif;
      color:#004070'><br>
      </span><span style='font-size:12.0pt;font-family:"Arial",sans-serif;
      color:#222222'>Effectués au plus tard le&nbsp;4 mars à minuit</span><span
      style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#004070'><o:p></o:p></span></p>
      </td>
      <td width="5%" style='width:5.0%;border-top:none;border-left:none;
      border-bottom:solid #004070 1.0pt;border-right:solid #004070 1.0pt;
      mso-border-bottom-alt:solid #004070 .75pt;mso-border-right-alt:solid #004070 .75pt;
      padding:7.5pt 7.5pt 7.5pt 7.5pt'>
      <p class=MsoNormal style='mso-hyphenate:none'><span style='font-size:
      12.0pt;font-family:"Arial",sans-serif;color:#222222'>Oui</span><span
      style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#004070'><o:p></o:p></span></p>
      </td>
      <td width="60%" style='width:60.0%;border:none;border-bottom:solid #004070 1.0pt;
      mso-border-bottom-alt:solid #004070 .75pt;padding:7.5pt 7.5pt 7.5pt 7.5pt'>
      <p class=MsoNormal style='mso-hyphenate:none'><span style='font-size:
      12.0pt;font-family:"Arial",sans-serif;color:#222222'>B2BBSC émettra les
      reçus de cotisation des 60&nbsp;premiers jours, sauf indication contraire
      de la part du courtier.</span><span style='font-size:12.0pt;font-family:
      "Arial",sans-serif;color:#004070'><o:p></o:p></span></p>
      </td>
     </tr>
     <tr style='mso-yfti-irow:7'>
      <td width="35%" style='width:35.0%;border-top:none;border-left:none;
      border-bottom:solid #004070 1.0pt;border-right:solid #004070 1.0pt;
      mso-border-bottom-alt:solid #004070 .75pt;mso-border-right-alt:solid #004070 .75pt;
      padding:7.5pt 7.5pt 7.5pt 7.5pt'>
      <p class=MsoNormal style='mso-hyphenate:none'><strong><span
      style='font-size:12.0pt;color:#222222'>Dépôts directs en ligne par
      l’investisseur</span></strong><span style='font-size:12.0pt;font-family:
      "Arial",sans-serif;color:#004070'><br>
      </span><span style='font-size:12.0pt;font-family:"Arial",sans-serif;
      color:#222222'>Effectués au plus tard le 2&nbsp;mars à minuit</span><span
      style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#004070'><o:p></o:p></span></p>
      </td>
      <td width="5%" style='width:5.0%;border-top:none;border-left:none;
      border-bottom:solid #004070 1.0pt;border-right:solid #004070 1.0pt;
      mso-border-bottom-alt:solid #004070 .75pt;mso-border-right-alt:solid #004070 .75pt;
      padding:7.5pt 7.5pt 7.5pt 7.5pt'>
      <p class=MsoNormal style='mso-hyphenate:none'><span style='font-size:
      12.0pt;font-family:"Arial",sans-serif;color:#222222'>Oui</span><span
      style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#004070'><o:p></o:p></span></p>
      </td>
      <td width="60%" style='width:60.0%;border:none;border-bottom:solid #004070 1.0pt;
      mso-border-bottom-alt:solid #004070 .75pt;padding:7.5pt 7.5pt 7.5pt 7.5pt'>
      <p class=MsoNormal style='mso-hyphenate:none'><span style='font-size:
      12.0pt;font-family:"Arial",sans-serif;color:#222222'>Pour obtenir un reçu
      de cotisation des 60&nbsp;premiers jours, les dépôts doivent être&nbsp;<strong>effectués
      au plus tard le&nbsp;2 mars à minuit</strong>.</span><span
      style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#004070'><o:p></o:p></span></p>
      </td>
     </tr>
     <tr style='mso-yfti-irow:8;mso-yfti-lastrow:yes'>
      <td width="35%" style='width:35.0%;border-top:none;border-left:none;
      border-bottom:solid #004070 1.0pt;border-right:solid #004070 1.0pt;
      mso-border-bottom-alt:solid #004070 .75pt;mso-border-right-alt:solid #004070 .75pt;
      padding:7.5pt 7.5pt 7.5pt 7.5pt'>
      <p class=MsoNormal style='mso-hyphenate:none'><strong><span
      style='font-size:12.0pt;color:#222222'>Toutes les cotisations</span></strong><span
      style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#004070'><br>
      </span><span style='font-size:12.0pt;font-family:"Arial",sans-serif;
      color:#222222'>Reçues après&nbsp;16&nbsp;h&nbsp;01&nbsp;(HE) le 4 mars</span><span
      style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#004070'><o:p></o:p></span></p>
      </td>
      <td width="5%" style='width:5.0%;border-top:none;border-left:none;
      border-bottom:solid #004070 1.0pt;border-right:solid #004070 1.0pt;
      mso-border-bottom-alt:solid #004070 .75pt;mso-border-right-alt:solid #004070 .75pt;
      padding:7.5pt 7.5pt 7.5pt 7.5pt'>
      <p class=MsoNormal style='mso-hyphenate:none'><span style='font-size:
      12.0pt;font-family:"Arial",sans-serif;color:#222222'>Non</span><span
      style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#004070'><o:p></o:p></span></p>
      </td>
      <td width="60%" style='width:60.0%;border:none;border-bottom:solid #004070 1.0pt;
      mso-border-bottom-alt:solid #004070 .75pt;padding:7.5pt 7.5pt 7.5pt 7.5pt'>
      <p class=MsoNormal style='mso-hyphenate:none'><span style='font-size:
      12.0pt;font-family:"Arial",sans-serif;color:#222222'>L'admissibilité à un
      reçu de cotisation des 60&nbsp;premiers jours sera basée sur les critères
      publiés par l'IFIC.<br>
      <br>
      Il doit y avoir une preuve d’intention, comme le rejet de l'ordre
      électronique par la société de fonds.</span><span style='font-size:12.0pt;
      font-family:"Arial",sans-serif;color:#004070'><o:p></o:p></span></p>
      </td>
     </tr>
    </table>
    </td>
    <td style='background:white;padding:0in 0in 0in 0in'></td>
   </tr>
   <tr style='mso-yfti-irow:5' id=Spacer38e4a212-62f1-47c7-a7f8-388b8ab1b016>
    <td style='background:white;padding:6.0pt 26.25pt 6.0pt 26.25pt;-webkit-text-size-adjust: 100%;
    -ms-text-size-adjust: 100%;border-spacing: 0'>
    <p class=MsoNormal style='line-height:120%;mso-hyphenate:none'><span
    style='font-size:12.0pt;line-height:120%;font-family:"Arial",sans-serif;
    color:#004070'>&nbsp; <o:p></o:p></span></p>
    </td>
    <td style='padding:0in 0in 0in 0in'></td>
   </tr>
   <tr style='mso-yfti-irow:6' id=moduleTable>
    <td style='background:#E2E2E2;padding:26.25pt 26.25pt 26.25pt 26.25pt;
    -webkit-text-size-adjust: 100%;-ms-text-size-adjust: 100%;border-spacing: 0'>
    <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0
     style='mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt:0in 0in 0in 0in'>
     <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes;
      -webkit-text-size-adjust: 100%;-ms-text-size-adjust: 100%;border-spacing: 0'>
      <td style='padding:0in 11.25pt 15.0pt 0in'>
      <p class=MsoNormal style='mso-hyphenate:none'><span style='font-size:
      12.0pt;font-family:"Arial",sans-serif'><img border=0 width=45 height=45
      id="_x0000_i1026"
      src="https://info.b2bbank.com/rs/931-FHT-899/images/dollar-sign-sync.png"
      style='height:45px;width:45px' alt=dollar-sign-sync.png constrain=true
      imagepreview=false><o:p></o:p></span></p>
      </td>
      <td style='padding:0in 0in 15.0pt 0in'>
      <p class=MsoNormal style='line-height:120%;mso-hyphenate:none'><b><span
      style='font-size:12.0pt;line-height:120%;font-family:"Arial",sans-serif;
      color:#004070'>Transferts d’argent<o:p></o:p></span></b></p>
      </td>
     </tr>
    </table>
    <div>
    <p class=MsoNormal style='line-height:120%;mso-hyphenate:none'><strong><span
    style='font-size:12.0pt;line-height:120%;color:#004070'>Transferts
    électroniques par le courtier</span></strong><span style='font-size:12.0pt;
    line-height:120%;font-family:"Arial",sans-serif;color:#004070'> <br>
    </span><span style='font-size:12.0pt;line-height:120%;font-family:"Arial",sans-serif;
    color:#222222'>Le service de transfert électronique est offert à certains
    courtiers où&nbsp;:</span><span style='font-size:12.0pt;line-height:120%;
    font-family:"Arial",sans-serif;color:#004070'> <o:p></o:p></span></p>
    </div>
    <div>
    <ul type=disc>
     <li class=MsoNormal style='color:#222222;mso-margin-top-alt:auto;
         margin-bottom:7.5pt;line-height:120%;mso-list:l0 level1 lfo3;
         mso-hyphenate:none;tab-stops:list .5in'><span style='font-size:12.0pt;
         line-height:120%;font-family:"Arial",sans-serif'>les clients remettent
         les chèques directement à leur courtier;<o:p></o:p></span></li>
     <li class=MsoNormal style='color:#222222;mso-margin-top-alt:auto;
         margin-bottom:7.5pt;line-height:120%;mso-list:l0 level1 lfo3;
         mso-hyphenate:none;tab-stops:list .5in'><span style='font-size:12.0pt;
         line-height:120%;font-family:"Arial",sans-serif'>le courtier dépose le
         chèque sur leurs propres comptes; et<o:p></o:p></span></li>
     <li class=MsoNormal style='color:#222222;mso-margin-top-alt:auto;
         margin-bottom:7.5pt;line-height:120%;mso-list:l0 level1 lfo3;
         mso-hyphenate:none;tab-stops:list .5in'><span style='font-size:12.0pt;
         line-height:120%;font-family:"Arial",sans-serif'>le courtier transfère
         les fonds électroniquement à B2BBSC en tant que dépôt client.<o:p></o:p></span></li>
    </ul>
    <p class=MsoNormal style='line-height:120%;mso-hyphenate:none'><span
    style='font-size:12.0pt;line-height:120%;font-family:"Arial",sans-serif;
    color:#222222'>Pour les transferts reçus des courtiers jusqu’au&nbsp;4
    mars, B2BBSC traitera ces dépôts au titre des 60 premiers jours
    (conformément aux directives de l’IFIC).</span><span style='font-size:12.0pt;
    line-height:120%;font-family:"Arial",sans-serif;color:#004070'> <br>
    <br>
    <strong>Dépôts directs en ligne par l’investisseur</strong> <br>
    </span><span style='font-size:12.0pt;line-height:120%;font-family:"Arial",sans-serif;
    color:#222222'>Les investisseurs peuvent transférer des fonds directement à
    leur compte d’investissement en ajoutant leur courtier (soit
    B2B&nbsp;Banque Services financiers&nbsp;inc. ou B2B&nbsp;Banque Services
    de valeurs mobilières inc.) en tant que bénéficiaire et en indiquant leur
    numéro de compte REER. </span><span style='font-size:12.0pt;line-height:
    120%;font-family:"Arial",sans-serif;color:#004070'><br>
    <br>
    </span><span style='font-size:12.0pt;line-height:120%;font-family:"Arial",sans-serif;
    color:#222222'>Pour recevoir un reçu de cotisation des 60 premiers jours,
    les investisseurs doivent faire le virement électronique de fonds
    au&nbsp;moins&nbsp;48&nbsp;heures avant la date limite du&nbsp;2 mars pour
    s’assurer que le dépôt soit traité comme une cotisation des 60 premiers
    jours.</span><span style='font-size:12.0pt;line-height:120%;font-family:
    "Arial",sans-serif;color:#004070'> <o:p></o:p></span></p>
    </div>
    </td>
    <td style='background:#E2E2E2;padding:0in 0in 0in 0in'></td>
   </tr>
   <tr style='mso-yfti-irow:7' id=yellowSection>
    <td style='background:#FDB913;padding:26.25pt 26.25pt 26.25pt 26.25pt;
    -webkit-text-size-adjust: 100%;-ms-text-size-adjust: 100%;border-spacing: 0'>
    <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0
     style='mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt:0in 0in 0in 0in'>
     <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes;
      -webkit-text-size-adjust: 100%;-ms-text-size-adjust: 100%;border-spacing: 0'>
      <td style='padding:0in 0in 15.0pt 0in'>
      <p class=MsoNormal align=center style='text-align:center;mso-hyphenate:
      none'><span style='font-size:12.0pt;font-family:"Arial",sans-serif;
      color:black'><img border=0 width=45 height=45 id="_x0000_i1027"
      src="https://info.b2bbank.com/rs/931-FHT-899/images/headset.png"
      style='height:45px;width:45px' alt=headset.png constrain=true
      imagepreview=false><o:p></o:p></span></p>
      </td>
     </tr>
    </table>
    <div>
    <p class=MsoNormal style='line-height:120%;mso-hyphenate:none'><span
    style='font-size:12.0pt;line-height:120%;font-family:"Arial",sans-serif;
    color:black'>Pour de plus amples renseignements, veuillez communiquer avec
    le Service à la clientèle au </span><span style='font-size:11.0pt;
    line-height:120%;font-family:"Arial",sans-serif;color:black'><a
    href="https://click.b2bbank.com/OTMxLUZIVC04OTkAAAGgOVS8JTHec17NnnC-AWWD3BKMYnAgKqU0rbkNtTV1yuZoKRk-pHz7aPhakQwnn9mhy8BJx6w="><strong><span
    style='font-size:12.0pt;line-height:120%;color:#004070'>1&nbsp;800&nbsp;387‑2087</span></strong></a>.</span><span
    style='font-size:12.0pt;line-height:120%;font-family:"Arial",sans-serif;
    color:black'> <o:p></o:p></span></p>
    </div>
    </td>
    <td style='background:#FDB913;padding:0in 0in 0in 0in'></td>
   </tr>
   <tr style='mso-yfti-irow:8'
    id=footerContentOprc82c8bd1-ad70-484b-8ace-85a611a15995>
    <td style='background:#004071;padding:26.25pt 26.25pt 26.25pt 26.25pt;
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        color:white'>B2B Banque Services de courtiers<br>
        199 rue Bay, bureau 610<br>
        CP 35 SUCC Commerce Court<br>
        Toronto (Ontario) M5L 0A3<br>
        1 800 387‑2087 <o:p></o:p></span></p>
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    B2B&nbsp;Banque&nbsp;Services de courtiers comprend
    B2B&nbsp;Banque&nbsp;Services&nbsp;financiers&nbsp;inc.,
    B2B&nbsp;Banque&nbsp;Services&nbsp;de&nbsp;valeurs&nbsp;mobilières&nbsp;inc.
    et B2B&nbsp;Banque&nbsp;Services&nbsp;aux&nbsp;intermédiaires&nbsp;inc.
    B2B&nbsp;Banque&nbsp;Services&nbsp;financiers&nbsp;inc. et
    B2B&nbsp;Banque&nbsp;Services&nbsp;de&nbsp;valeurs&nbsp;mobilières&nbsp;inc.
    sont membres de l'Organisme canadien de réglementation des investissements
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